Facing a last-minute HVAC repair or a full system replacement? These unexpected costs can strain your budget. At Oklahoma Heat, Air, and Refrigeration, we make it easy to get the indoor comfort services you need. We offer financing options, subject to credit approval, to help you find a payment plan that fits your budget.

Optimus Financing

Oklahoma Heat, Air, and Refrigeration offers financing through Optimus. This is an all-in-one financing platform that connects you with multiple lending programs. Find out in minutes if you pre-qualify, all without affecting your credit score.
Why Choose Optimus Financing?
  • Pre-Qualify Without Impacting Your Credit Score
  • Fast Approval Decisions
  • Flexible Monthly Payment Options
  • No Prepayment Penalties
  • Financing Available for a Wide Range of Credit Profiles
  • Financing for HVAC Repairs and System Replacements
  • Homeownership Not Required

Tinker Federal Credit Union Financing

Oklahoma Heat, Air, and Refrigeration also offers financing through Tinker Federal Credit Union. With convenient local branches and a straightforward application process, this option provides another reliable way to finance your HVAC project.
Why Choose Tinker Federal Credit Union Financing?
  • Local Branches Throughout Oklahoma
  • Simple Application Process
  • Quick Approval Times
  • Flexible Repayment Options

Apply Now

Ready to get started? With our financing, on approved credit, you can get the HVAC services you need when you need them. Apply for financing today to see if you’re approved!